HANDS is a HUD approved credit counseling
aNd Development Services, Inc. (HANDS) a 501 (c) 3 non-profit that was established in May 1993.
HANDS is a community
based organization whose mission is to create affordable housing opportunities for low to moderate income families and to
different types of credit counseling
- Free financial
counseling for anyone with credit problems*
financial classes (Home Buyer Education, Budget and Credit)
- One-on-one Home Buyer Education session for $25
- Free Loss Mitigation and Foreclosure counseling (HANDS
has partnered with Protect My KY Home program)*
*However these programs
do require a credit report to be pulled on the client(s). HANDS charges $19.00 for a single individual and $26.00 for
a married couple. Payment for credit report must be made before counseling services can be started. For more details
contact HANDS @ 270-796-4176.