HANDS is a HUD approved credit counseling agency.

Housing Assistance aNd Development Services, Inc. (HANDS) a 501 (c) 3 non-profit that was established in May 1993.

Mission Statement

HANDS is a community based organization whose mission is to create affordable housing opportunities for low to moderate income families and to revitalize neighborhoods.

HANDS offers different types of credit counseling

• Free financial counseling for anyone with credit problems

• Free financial classes (Home Buyer Education, Budget and Credit)

• One-on-one Home Buyer Education session for $25

• Free Loss Mitigation and Foreclosure counseling (HANDS has partnered with Protect My KY Home program)